5 brands were heading toward Visa penalties. None got there.

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Up to reduction in chargeback rate

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Up to reduction in chargeback rate

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Up to reduction in chargeback rate

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Merchants kept below 0.9% dispute ratio

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Merchants kept below 0.9% dispute ratio

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Merchants kept below 0.9% dispute ratio

Without prevention, all 5 merchants exceeded Visa's 0.9% chargeback dispute ratio threshold. With Subscribfy, every single one stayed safely below it, every single month.

Challenge

When chargebacks go unchecked,
the consequences escalate fast.

A chargeback happens when a customer disputes a charge with their bank instead of requesting a refund from the merchant. Each dispute counts against the merchant's chargeback ratio. Cross the 0.9% threshold and fines kick in. Stay above it and you risk losing your ability to process payments entirely.

Results

Every merchant stayed below 0.9%.
Every single month.

Here's what 5 brands would have paid in chargeback fees without prevention, compared to what they actually paid with Subscribfy.

Amounts reflect chargeback-related fees for the April 2026 billing period. A negative value means Subscribfy issued a net credit to the merchant.

Succes Story

Hoodies For Heroes switched to Subscribfy. Here's what it saved them.

Hoodies For Heroes switched from Chargeflow to Subscribfy in January 2026. These numbers are the difference; how much less they've paid for chargeback prevention every month since.

Figures reflect chargeback-related savings, Jan–Jun 2026. Hoodies For Heroes switched to Subscribfy in January 2026.

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Stop paying for preventable disputes.

Chargeback prevention is built into every Subscribfy membership plan.
No add-ons. No surprises.