5 brands were heading toward Visa penalties. None got there.
Without prevention, all 5 merchants exceeded Visa's 0.9% chargeback dispute ratio threshold. With Subscribfy, every single one stayed safely below it, every single month.
Challenge
When chargebacks go unchecked,
the consequences escalate fast.
A chargeback happens when a customer disputes a charge with their bank instead of requesting a refund from the merchant. Each dispute counts against the merchant's chargeback ratio. Cross the 0.9% threshold and fines kick in. Stay above it and you risk losing your ability to process payments entirely.
Results
Every merchant stayed below 0.9%.
Every single month.
Here's what 5 brands would have paid in chargeback fees without prevention, compared to what they actually paid with Subscribfy.
Amounts reflect chargeback-related fees for the April 2026 billing period. A negative value means Subscribfy issued a net credit to the merchant.
Brand By brand
The proof is in the trend lines.
Stop paying for preventable disputes.
Chargeback prevention is built into every Subscribfy membership plan. No add-ons. No surprises.