5 brands were heading toward Visa penalties. None got there.
Without prevention, all 5 merchants exceeded Visa's 0.9% chargeback dispute ratio threshold. With Subscribfy, every single one stayed safely below it, every single month.
Challenge
When chargebacks go unchecked,
the consequences escalate fast.
A chargeback happens when a customer disputes a charge with their bank instead of requesting a refund from the merchant. Each dispute counts against the merchant's chargeback ratio. Cross the 0.9% threshold and fines kick in. Stay above it and you risk losing your ability to process payments entirely.
Results
Every merchant stayed below 0.9%.
Every single month.
Here's what 5 brands would have paid in chargeback fees without prevention, compared to what they actually paid with Subscribfy.
Amounts reflect chargeback-related fees for the April 2026 billing period. A negative value means Subscribfy issued a net credit to the merchant.
Brand By brand
The proof is in the trend lines.
